• Net Profit surges to ₹2,007 crore, registering a growth of 17% YoY
  • Operating Profit recorded at ₹2,354 crore, YoY growth of 13%.
  • Total Business stood at ₹ 5,08,775 crore, YoY growth of 8%.
  • Total Deposits stood at ₹ 2,96,868 cr, YoY growth of 7%
  • Net Advances stood at ₹ 2,11,907 cr, YoY growth of 9%
  • Gross NPA down to 2.93%, YoY reduction by 94 bps
  • Net NPA down to 0.21%, YoY reduction by 2 bps
  • Return on Assets (ROA) improved to 2.01%, YoY growth of 18 bps
  • Provision Coverage Ratio (PCR) at 99.31%
  • CRAR at 25.39%, YoY growth by 297 bps
  • CASA ratio at 44.65%

Mumbai : The Board of Directors of IDBI Bank Ltd. met in Mumbai today and approved the financial results for the Quarter ended June 30, 2025.

Key Summary for Q1 FY 2026 Results

P&L Hi ghlights
(INR in Crore)Q1FY26Q1FY25Change %
(3M)(3 M)Y-o-Y
Interest Income7,0216,6665%
Non-Interest Income1,43780578%
Net Interest Income3,1663,233-2%
Operating Profit2,3542,07613%
Provisions347356-3%
Profit/(loss) after Tax2,0071,71917%
Basic EPS (INR)1.871.6017%
Key P&L Ratios
Return on Assets2.01%1.83%18 bps
Return on Equity17.91%19.87%-196 bps
NIM3.68%4.18%-50 bps
Cost of Fund4.98%4.81%17 bps
Cost of Deposit4.84%4.58%26 bps
Cost to Net Income Ratio48.86%48.60%26 bps
Non-Interest Income to Total Income16.99%10.78%621 bps
Balance Sheet Highlights
  (INR in Crore)  30-Jun-25  30-Jun-24Change% Y-o-Y
Net Advances2,11,9071,94,0269%
Deposits2,96,8682,77,5487%
of which CASA1,32,5531,34,810-2%
Shareholders’ Funds62,36753,12317%
Total Balance Sheet4,03,0803,71,0249%
Total RWA1,92,9651,77,7559%
Key Balance Sheet Ratios
Capital Adequacy25.39%22.42%297 bps
CET I Ratio23.71%20.26%345 bps
Gross NPA2.93%3.87%-94 bps
Net NPA0.21%0.23%-2 bps
Provision Coverage ratio99.31%99.34%-3 bps
CASA Ratio44.65%48.57%-392 bps
Net Credit Deposit Ratio (CD Ratio)71.38%69.91%147 bps

Note: Previous periods figures have been regrouped / restated (wherever necessary)