In today’s world, every rupee counts. Instead of letting your balance sit idle, why not put it to work? With Jio Payments bank’s Savings Pro, you can make your idle money work for you to earn higher interest.

Here’s how Savings Pro transforms the way you save:

1.   Earn Up to 6.5% Returns on Idle Funds

‘Savings Pro’ is designed to maximise returns on surplus savings by automatically investing amounts above a chosen threshold (starting at ₹5,000) into overnight mutual funds, which allows the customer’s idle money to actively work for them, potentially earning up to 6.5% returns.

2.  Seamless Auto-Invest and Instant Redemption

Customers can easily set their investment threshold and invest up to ₹1.5 lakh daily. For liquidity, they enjoy instant redemption of up to 90% of their invested amount (maximum ₹50,000), with the rest credited within 1–2 days — ensuring easy access to funds when needed.

3.  100% Digital, Paperless Experience

From activation to tracking returns, the entire journey is powered by the JioFinance app. No forms, no branch visits, no delays.

4.  No Entry/Exit Loads, Hidden Charges or Lock-in

Customers enjoy total flexibility with no entry/exit loads, hidden charges, or lock-in periods. The money stays transparent and accessible.

5.  Designed to Make Savings Effortless and Intelligent The product seamlessly combines the liquidity and ease of use of a bank account with the growth potential and higher returns of a mutual fund, transforming the way retail customers save.