National : The festive season in India is a time of joy, celebration and new beginnings – a time when families plan major purchases — whether it’s buying a new home, buying a car, or growing their business. To make the festivities even more special and rewarding for customers, Bank of Baroda has rolled out its annual festive campaign, “BOB Ke Sang Tyohaar Ki Umang – Shubh Bhi. Labh Bhi.”

Retail Offerings

This year’s campaign is packed with offers that are designed to support both long-term aspirations as well as everyday needs. For homebuyers, home loans now start at 7.45% per annum with zero processing fees. For those eyeing a new set of wheels, car loan interest rates have been reduced, along with up to 90% financing of the on-road price of the vehicle and extended repayment tenures – going up to eight years for electric vehicles. In fact, Bank of Baroda is giving EV buyers a further nudge with a 50% concession in processing charges for Electric Vehicles.

The festive season is an opportune time to make smarter financial choices. To that end, Bank of Baroda has introduced the bob Masterstroke Lite Savings Account, which comes with lower Monthly Average Balance requirement but is still loaded with benefits — from a free travel debit card and lifestyle offers to discounts on lockers and interest rate concessions on retail loans & waivers on processing charges.

To add to the festivities, Bank of Baroda is also offering exciting festive discounts for its debit cardholders through tie-ups with leading brands across high-demand categories such as travel, food, fashion, and grocery – making festive shopping more enjoyable and lighter on the wallet.

Empowering Businesses

For businesses, as well, Bank of Baroda is offering a number of tailored solutions. Through bob Digi Udyam, micro and small enterprises can get quick access to collateral-free working capital loans above ₹10 lakh to ₹50 lakh with 100% digital and paperless processing, at an attractive rate of interest and concessional processing fee.

bob Property Pride provides an overdraft facility against property, offering funding of up to ₹25 crore with low margin and flexible terms. And the bob Smart Current Account is specially designed for digital-savvy businesses and comes with free online NEFT/RTGS/IMPS/UPI transactions along with complimentary POS/MPOS machine and QR soundboxes, subject to applicable terms & conditions.

On this occasion, ShriShailendra Singh, Chief General Manager, Bank of Baroda said, “At Bank of Baroda, we understand that festivals are more than just celebrations — they are a time to fulfil one’s aspirations and important milestones. Whether it’s buying a new home, a vehicle, or expanding a business, we are committed to helping our customers turn their goals into reality. Through BOB Ke Sang Tyohaar Ki Umang, our customers can make smart financial choices that will not only add joy to the festive season, but will also create long-term value.”