Marks strong growth momentum with revenue of ₹804 crore, up 19.4% YoY

New Delhi : Airtel Payments Bank today announced its financial results for the second quarter ended September 30, 2025. For the first time, the Bank’s quarterly revenue breached the ₹800 crore, marking a 19.4% Y-o-Y growth. EBITDA for the quarter stood at ₹89.3 crore, up 17.4% compared to the same period last year. The Bank’s profit for the quarter rose to ₹11.8 crore.

The annualised Gross Merchandise Value (GMV) reached ₹4,560 billion, reflecting the growing adoption of the Bank’s Safe Second Account, merchant propositions, and other product offerings. Airtel Payments Bank remains the third-largest mobile bank in India by user base, underscoring the increasing trust and engagement of its customers.

Anubrata Biswas, MD & CEO, Airtel Payments Bank, said, “Our consistent growth reflects the strength of our digital-first model and the deep trust our customers place in us. The Safe Second Account continues to be a key growth driver, empowering customers to manage their everyday digital transactions with ease and confidence.”

The Bank continues to deepen its focus on Safe Second Account proposition and launched its first ever 360-degree brand campaign to highlight the differentiated offering designed for safe, seamless everyday digital payments. The campaign has been well received, driving strong traction in digital account openings and reinforcing the Bank’s position as a trusted partner for the customer’s daily banking needs. The Bank’s customer balances have increased to INR 3,987 crore in the quarter, up by 35% YoY.

Airtel Payments Bank continues to lead the RuPay On-The-Go NCMC cards ecosystem, with over 4 million users leveraging its cards across major metro networks. It is also India’s largest NCMC acquiring bank, processing nearly 65% of total transaction volumes in the category.

The Bank’s offline presence continues to deepen with a robust network of over 5 lakh active banking points, including every fifth of them operated by women banking correspondents. Airtel Payments Bank today serves three out of every four villages, processes half of India’s remittances, and one in four Aadhaar enabled payments. It recently introduced savings accounts for minors aged 10 to 17 years 6 months, further strengthening its inclusive portfolio. The Bank’s offline small merchant proposition is garnering scale as well, with a full suite of offerings of current account, and soundbox.

Serving Urban Digital, Underbanked, and Institutional customers, Airtel Payments Bank processes nearly 12 billion transactions annually and digitizes over ₹8,800 crore in cash every month with its corporate partners growing to over 9,200. The Bank is also witnessing strong momentum in omnichannel B2B digital payments, partnering with leading payment aggregators to serve a growing merchant ecosystem.

Airtel Payments Bank remains steadfast in its mission to build a safe, inclusive, and future-ready digital banking ecosystem, making secure financial services accessible to every Indian.