• Highest Ever Consolidated Loan AUM at ₹ 1,47,673 Crores as on September 30, 2025
  • Historic Highest YoY Growth in Loan AUM of ₹ 43,524 Crores, at 42%
  • Highest Ever Consolidated Profit after Tax at ₹ 4,386 Crores in any first half of a year, up by 74% YoY
  • Highest Ever Standalone Loan AUM at ₹ 1,32,305 Crores as on September 30, 2025
  • Historic Highest YoY Growth in Loan AUM of ₹ 42,108 Crores, at 47%
  • Highest Ever Standalone Profit after tax at Rs. 4,391 Crores in any first half of a year, up by 88% YoY
  • Highest Ever Gold Loan AUM at ₹ 1,24,918 Crores as on September 30, 2025
  • Historic Highest YoY Growth in Gold Loan AUM of ₹ 38,754 Crores, at 45%

Kochi : A meeting of the Board of Directors of Muthoot Finance Ltd. was held today to consider and approve the unaudited standalone and consolidated results for the quarter and half year ended September 30, 2025.

Consolidated Results of Muthoot Finance Ltd

Muthoot Finance Ltd Consolidated Loan Assets Under Management grew 42% YoY to Rs. 1,47,673 crores in H1 FY26 as against Rs. 104,149 crores in H1 FY25. During the half year, Consolidated Loan Assets Under Management grew by Rs. 25,493 crores, growth of 21%. Consolidated Profit after tax for H1 FY26 stood at Rs. 4,386 crores as against Rs. 2,517 crores last year, an increase of 74% YoY. During the quarter, Consolidated Loan Assets Under Management grew by Rs. 13,735 crores, growth of 10%.

Mr. George Jacob Muthoot, Chairman said “We are pleased to report sustained continued growth momentum in our Consolidated Loan Assets Under Management which have reached a historic high of Rs 1,47,673 crores driven by robust performance of our core gold loan business. Our consolidated Profit after Tax grew by 74% YoY to Rs. 4,386 crores for H1FY26, reflecting strong lending activity. Our leadership in the gold loan segment underscores the deep trust customers place in us and the effectiveness of our customer-centric approach evidenced by the high levels of new customer acquisitions and repeat footfalls. These achievements are a testament to the dedication of our employees and the unwavering trust of our valued customers. In the current economic environment, Muthoot Finance’s distinctive brand and customer focus provide a clear competitive advantage enabling us to serve millions of borrowers who depend on gold loan.

Commenting on the Company’s performance, Mr. George Alexander Muthoot, Managing Director, said, “We are delighted to report another strong quarter, with Standalone Loan Assets Under Management rising to Rs. 1,32,305 crores, up 47% year-on-year and 10% quarter-on-quarter. This steady trajectory highlights the resilience of our business model and the continued trust our customers. Standalone Profit After Tax increased 88% YoY to Rs. 4,391crores for H1FY26.  In view of this performance, we are upgrading our FY26 gold loan growth guidance from 15% to 30-35%.Favorable regulatory changes by the RBI for gold loan sector, higher gold prices and tighter norms for unsecured credit are expected to boost gold loan demand. We will continue to expand our non-gold loan portfolio including personal loan, home loan and business loan while maintaining our total non-gold loan AUM including microfinance at about 12-15% of the consolidated loan portfolio. The microfinance sector is showing renewed resilience following the implementation of regulatory guardrails and improved underwriting, auguring well for future performance. We are accelerating our digital transformation to deliver faster, more seamless credit access for millions of customers nationwide. With an enhanced branch network, a trusted brand, and sustained investment in technology and innovation, Muthoot Finance is well-positioned to deliver sustained growth throughout FY26 and beyond.”