Mumbai : 5paisa Capital Ltd. (www.5paisa.com), one of India’s leading digital brokers, today announced a major upgrade to its 5paisa Pay Later (MTF) offering with 0% interest for the first 30 days up to 1 lakh funding for new users, and at one of industry-lowest carry-forward rates starting at just 0.026% per day.

In addition, 5paisa has significantly expanded its margin trading facility limit from ₹1 crore to ₹3 crore, giving traders substantially more buying power.

This enhancement positions 5paisa as one of the most cost-efficient and user-friendly MTF providers in the country, enabling retail traders and investors to take bigger, more confident positions in the cash market.

Commenting on the launch, Gaurav Seth, MD & CEO, 5paisa Capital, said:

“At 5paisa, our aim is to remove the cost and capital barriers that limit retail participation in the cash market. With 0% MTF for 30 days and a higher funding limit of ₹3 crore, traders get more breathing room, more flexibility, and the ability to act on opportunities they believe in – without any burden of additional cost. This upgrade reflects our continued commitment to make trading more accessible, scalable, and cost-efficient.”

Key Highlights of the New 5paisa Pay Later (MTF)

  • 0% Interest for the First 30 Days up to 1 lakh funding for new users
  • One of the lowest interest rates in the industry
  • Increased Funding Limit – now expanded to ₹3 crore
  • Higher Buying Power & unlimited Holding period Comfort
  • Integrated & Seamless Experience across mobile & web

Why This Matters for Retail Traders

Retail investors often struggle to capitalise on cash market opportunities due to limited capital – especially during high-conviction positional trades or intraday opportunities in larger stocks.

With interest-free MTF for 30 days for funding up to 1 lakh for new users and funding availability up to ₹3 crore, 5paisa helps users:

  • Build delivery positions without blocking full capital
  • Capture opportunities even when funds are tied up
  • Hold trades longer with greater confidence
  • Manage capital efficiently across multiple positions
  • Scale their trading to the next level without higher costs

5paisa’s enhanced MTF aims to empower India’s growing base of retail traders to operate with more conviction, agility, and flexibility.