Mumbai : Muthoot Microfin Limited (NSE: MUTHOOTMF, BSE: 544055), among India’s leading Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI), today announced a significant business milestone, with its Individual Loan portfolio AUM crossing Rs. 1000 crore, while the Company’s overall AUM has surpassed Rs. 13,000 crore.

The milestone reflects Muthoot Microfin’s steady progress in strengthening its diversified lending portfolio, while microfinance continues to remains foundation of the Company’s business. The growth in the Individual Loan portfolio has been supported by disciplined underwriting, focused execution at the ground level, and a sustained emphasis on portfolio quality, complementing its core microfinance operations.

Muthoot Microfin continues to demonstrate stable operating performance, supported by improving disbursement momentum, strong customer engagement, and consistent collection efficiency. As on 30th September 2025, the Company had 3.36 million active customers served through a network of 1,718 branches spread across 21 states and Union Territories and 392 districts, with a strong focus on rural and semi-urban markets.

Commenting on the milestone, Mr. Thomas Muthoot, Chairman and Non-Executive Director, Muthoot Microfin, said, “These achievements mark an important milestone in our growth journey. While microfinance remains the foundation of our business, our calibrated expansion into individual lending is aimed at building a more resilient and balanced portfolio. This progress reflects our long-term commitment to responsible growth, strong governance, and delivering sustainable value to our customers and stakeholders.”

Mr. Sadaf Sayeed, Chief Executive Officer, Muthoot Microfin, added, “The steady scale-up of our Individual Loan portfolio is the outcome of focused execution and disciplined risk management. This portfolio has been built with disciplined credit assessment and strong collection processes, ensuring healthy performance as it grows. With improving business momentum and a strengthened operating framework, we remain confident in sustaining quality-led growth while continuing to support financial inclusion.”

Muthoot Microfin remains focused on empowering women entrepreneurs through access to affordable and responsible credit, while selectively expanding into adjacent lending segments to support long-term growth. The Company continues to invest in strengthening its risk management framework, operational efficiency, and digital capabilities to enhance customer experience and portfolio resilience.