Mumbai : As lifestyles become more experience-driven and spending patterns continue to evolve, customers in India today expect more from the way they transact. Whether indulging in everyday shopping, or planning a spontaneous getaway, or booking a long-awaited vacation, the need for a smart and dependable financial companion is imperative. Credit cards have emerged as powerful enablers, offering global acceptance, travel privileges, extended credit periods, rewards, and lifestyle benefits that go beyond just transactions.
For frequent travellers and shoppers seeking more with each swipe, a customised shopping or travel credit card is no longer just a payment option, it is the smartest payment companion. SBI Card offers a suite of lifestyle and travel-centric credit cards tailored to every kind of explorer—from everyday and high-value shoppers to globe-trotting enthusiasts and budget travellers.
Here is a look at seven credit card options to enhance your shopping experience in 2026.
SBI Card MILES ELITE is the ultimate travel companion, combining luxury and functionality to elevate every trip beyond the ordinary. The credit card offers 5,000 travel credits as a welcome gift for an annual fee of ₹4,999. These credits can be redeemed for flights, hotels, and more, giving you a head start on your next trip. Enjoy Priority Pass membership, 8 complimentary domestic and 6 international lounge visits, plus a low forex markup of 1.99% for cost-efficient global travel. The card is also available in more variants, SBI Card MILES PRIME (₹2,999) and SBI Card MILES (₹1,499).
Designed to meet the needs of frequent commuters, BPCL SBI Card OCTANE maximises fuel savings with up to 7.25% value back, accelerated reward points equivalent to 6.25%, along with a 1% fuel surcharge waiver on transactions up to ₹4,000. Cardholders can also earn enhanced rewards on categories like groceries, movies, and dining, ensuring value with every drive. The annual renewal fee of BPCL SBI Card Octane is ₹1499 plus applicable taxes, which can be reversed on annual spends of ₹2 Lakhs.
Flipkart SBI Card
For online shopping lovers, the Flipkart SBI Card delivers unmatched rewards, offering cashback across categories like electronics, fashion, travel, and beyond. With a joining fee of ₹500, customers enjoy welcome benefits as e-vouchers worth ₹1,750 and ₹500 as statement credit. These benefits are available on successful application through Flipkart App and on payment of joining fees. Cardholders can also earn 7.5% cashback on Myntra, 5% cashback on Flipkart, 12% off on Cleartrip, and 4% cashback on partners like Zomato, Uber, Netmeds, and PVR. Cashback is auto-credited monthly to the SBI Card account, and the card also includes a 1% fuel surcharge waiver (up to ₹400 per cycle).
Tata Neu Infinity SBI Card
Ideal for frequent shoppers across Tata brands, the Tata Neu Infinity SBI Card adds value to every purchase. With a ₹1,499 annual fee, you receive 1,499 NeuCoins (1 NeuCoin = ₹1 savings) as a welcome gift. Earn 5% back in NeuCoins on Tata Neu app/partner Tata brand spends, an extra 5% on select categories on Tata Neu app/website, and 1.5% on others, including UPI payments. Additional benefits include Priority Pass membership, 8 domestic and 4 international lounge visits, and a 1% fuel surcharge waiver. The annual fee is waived for spends above ₹3 lakh. A lighter Tata Neu Plus SBI Card (₹499) offers 2% back on Tata Neu app/partner Tata brand spends.
For individuals seeking premium rewards and exclusive lifestyle privileges, the PhonePe SBI Card Select Black enhances every transaction. With a joining and annual fee of ₹1,499 (plus taxes), the card offers a welcome gift of a ₹1,500 PhonePe voucher and a fee waiver on annual spends of ₹3 lakh. Cardholders earn 10 reward points per ₹100 on eligible PhonePe transactions, 5 points on online spends, and 1 point on other purchases, with a travel voucher worth ₹5,000 on annual spends of ₹5 lakh. For those seeking a more affordable option, the PhonePe SBI Card PURPLE is available with a joining fee of ₹499.
The KrisFlyer SBI Card APEX is tailored for global travellers and Singapore Airlines flyers, offering exclusive access to premium privileges worldwide. With an annual fee of ₹9,999 + taxes, you will be welcomed aboard with 10,000 KrisFlyer miles upon paying the fee and completing your first transaction within 60 days. Cardholders can also enjoy 2 complimentary domestic and international lounge visits every quarter, along with a Priority Pass membership valued at $99 (Priority Pass benefits apply to primary cardholders only and remain valid for 2 years).
Reliance SBI Card PRIME
The Reliance SBI Card PRIME is designed to elevate your lifestyle with rewarding shopping, entertainment, and travel privileges. With a joining and annual fee of ₹2,999 plus applicable taxes, the card offers exceptional value, including a Reliance Retail voucher worth ₹3,000 on payment of the joining fee. Renewal fees are waived on achieving annual spends of ₹3 lakh in the previous year. Cardholders are further rewarded with ₹8,750 Reliance Retail vouchers on annual spends of ₹30,000 at participating Reliance Retail stores, along with accelerated rewards of 20 reward points per ₹100 spent on AJIO and JioMart, and 10 reward points per ₹100 spent at other participating Reliance Retail stores (excluding UPI payments). This credit card is an excellent choice for consumers looking for premium value across shopping, travel, and entertainment.
Note: The features of all the products are subject to Cardholders T&C. For more information log on to SBI Card website)
Redefining Value Across Travel and Shopping Spends
Today’s credit cards are designed to deliver more than just rewards- they offer ease, flexibility, and control across every day and high-value spending occasions. Features such as contactless payments, flexible repayment options, and curated benefits allow customers to manage efficiently while maximising value from every purchase.
With increased spending across shopping and travel, having the right credit card can simplify financial planning while making each transaction more rewarding. SBI Card addresses this need through a diverse range of offerings, from first-time users to super-premium cardholders. Each credit card is thoughtfully curated with benefits, rewards, cashbacks and more, enabling customers to choose a card that aligns seamlessly with their spending habits.
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