Bangalore : Tata AIA Life Insurance continues to demonstrate the strength of its investment management capabilities through consistent, benchmark-beating performance across its Unit Linked Insurance Plan (ULIP) funds. The company’s diversified fund portfolio aims to offer policyholders long-term wealth creation opportunities, while providing the protection benefits of life insurance.
Performance Track Record of Tata AIA Funds
| Last 5 Years Returns* (CAGR) | ||
| Tata AIA Funds | Fund Return (%)* | Benchmark Return (%)* |
| Multi Cap Fund | 21.54% | 14.86% |
| Top 200 Fund | 22.45% | 14.86% |
| India Consumption Fund | 22.28% | 14.86% |
*Data as of 31 Dec, 2025. Past performance is not indicative of future performance.
Fund Benchmark: Multi Cap Fund, India Consumption Fund, Top 200 Fund: S&P BSE 200.
Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
*Note: Investors should carefully assess their risk appetite as the fund has a high-risk profile. Past performance is not indicative of future results.
Tata AIA has built strong expertise in investment-linked insurance solutions. As of 31 December 2025, 96% of the company’s Assets Under Management (AUM) is rated 4- or 5-star by Morningstar on a 5-year basis, compared to the life insurance industry average of 27%.
Performance of TATA AIA’s Recent NFOs as of 31st December 2025:
| Fund name | AUM (in Cr.) | Inception date | Returns since launch | Benchmark | Benchmark returns |
| Emerging Opportunities Fund | 2623.57 | 31-Dec-2022 | 25.86% | Nifty Midcap 100 – 95% CRISIL Liquid fund index – 5% | 23.39% |
| Dynamic Advantage Fund | 304.38 | 31-Mar-2023 | 19.97 % | Nifty 50 – 50% CRISIL Composite Bond fund Index – 50% | 11.86% |
| Sustainable Equity Fund | 101.54 | 31-Mar-2023 | 19.06% | Nifty 100 ESG Index | 19.07% |
| Small Cap Discovery Fund | 1963.86 | 24-Jul-2023 | 31.41% | NIFTY Small Cap 100 -100% | 19.06% |
| Flexi Growth Fund | 1023.24 | 31-Dec-2023 | 16.16% | Nifty 500 Index | 10.83% |
Tata AIA’s offerings provide policyholders with access to high-growth equity opportunities, backed by robust life and health insurance benefits. The funds focus on high-performing stocks, offering a balance of risk and return across all market caps.
Commitment to Long Term Value Creation
Harshad Patil, Chief Investment Officer (CIO) of Tata AIA Life Insurance, said: “At Tata AIA Life, our investment philosophy is focused on delivering long-term, sustainable value to our policyholders through disciplined and research-driven portfolio construction. India’s strong economic momentum, supported by structural reforms, rising income levels and an expanding investor base, continues to create compelling opportunities across market segments. We aim to capture these opportunities via a systematic, fundamental factor-based approach that identifies companies with attractive valuations and robust business models. This framework allows us to build resilient portfolios that seek to deliver risk-adjusted outcomes while helping our customers participate meaningfully in India’s long-term wealth creation journey.”
With a sustained focus on quality, diversification and research backed investing, Tata AIA Life Insurance continues to enhance customer value through its ULIP fund offerings.
As of 31 December 2025, Tata AIA Life Insurance’s Assets Under Management stood at ₹ 145,256 crore, reflecting a 21% year-on-year growth. This has been due to robust Individual New Business Premium income and exceptional investment performance.
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