New Delhi: Shri Rohit Rishi, Managing Director, India Infrastructure Finance Company Limited (IIFCL), announced the company’s financial performance for FY 2025-26 today, reflecting sustained growth in infrastructure financing activities, continued expansion of its loan portfolio, resilient operating performance and significant strengthening of asset quality.

IIFCL’s performance during FY 2025-26 reflects its ongoing institutional consolidation, prudent financial management, and growing scale as a future-ready infrastructure financing institution. The company remains firmly aligned with India’s long-term development priorities, continuing to play a pivotal role in powering the nation’s infrastructure growth journey through resilience and sustained business expansion.

Highest-ever Sanctions Highlights Growing Infrastructure Financing Footprint

IIFCL recorded its highest-ever annual sanctions of ₹57,680 Crore during FY 2025-26, registering a growth of approximately 13% over the previous year. Annual disbursements increased 16% y-o-y to

₹32,972 Crore, reflecting sustained momentum in financing support for infrastructure creation across the country.

The company’s cumulative disbursements reached approximately ₹1.89 Lakh Crore as of March 31, 2026. On a consolidated basis, disbursements crossed ₹2.14 Lakh Crore, underscoring IIFCL’s growing contribution towards financing India’s infrastructure expansion.

Loan Portfolio Growth Reinforces Infrastructure Financing Strength/Expanding Presence Across Strategic Sectors

IIFCL’s standalone loan book expanded to ₹81,715 Crore as on March 31, 2026, registering a strong year-on-year growth of nearly 17% over FY 2024-25.

The company further strengthened its role in infrastructure financing by deepening its presence across infrastructure sectors, while maintaining a balanced and diversified portfolio. This approach remains closely aligned with national development priorities and emerging opportunities in India’s infrastructure landscape.

Core Operating Performance Remains Resilient and Scalable

IIFCL continued to demonstrate sustained strength in its core financing operations during FY 2025-

26. The company’s operating income nearly doubled over the last five years, increasing from ₹3,618 Crore in FY 2021-22 to ₹6,972 Crore in FY 2025-26. Operating profit also witnessed significant growth during the same period, rising from ₹1,168 Crore to ₹2,197 Crore.

The company reported a Profit Before Tax (PBT) of ₹1,984 Crore and Profit After Tax (PAT) of ₹1,379 Crore during FY 2025-26.

Enhanced Net Worth and Prudent Capital Management Strengthen Growth Capacity

IIFCL’s net worth increased to ₹17,898 Crore in FY 2025-26 from ₹16,395 Crore in the previous year, reflecting continued strengthening of the company’s capital base and lending capacity.

IIFCL maintained a Capital to Risk-Weighted Assets Ratio (CRAR) of 20.53% as of March 31, 2026

– well above regulatory requirements. This robust capital position underscores the company’s prudent financial management and long-term resilience in supporting India’s infrastructure financing needs.

Robust Asset Quality Reinforces Financial Stability

IIFCL further strengthened its asset quality during FY 2025-26, with Gross NPA ratio improving sharply to 0.40% from 1.11% in the previous year, while Net NPA ratio reduced to 0%.

The proportion of IIFCL’s assets externally rated ‘A’ and above improved to approximately 96% as of March 31, 2026, compared to around 93% in March 2025, reflecting continued strengthening of the company’s portfolio quality, underwriting standards and risk management framework.

Statement from Managing Director

Commenting on the performance, Shri Rohit Rishi, Managing Director, IIFCL, said: “FY 2025-26 marks another year of strong operational progress and institutional strengthening for IIFCL. Our record sanctions, continued expansion in loan book, net worth, resilient operating performance and significant improvement in asset quality reflect the strength of our core financing franchise and our long-term strategic direction.

Following the removal of SIFTI restrictions, IIFCL is expected to witness stronger growth through greater financing flexibility and wider participation in infrastructure projects across various sectors. This significant policy change enables faster credit expansion through new and innovative Lending Products.

As India enters a transformative phase of infrastructure-led economic growth, IIFCL remains committed to supporting the nation’s development priorities through responsible, innovative and sustainable financing solutions. With a strong and growing balance sheet, prudent risk management framework and growing sectoral presence, the company is well-positioned for its next phase of growth as a future-ready infrastructure financing institution.”