Mumbai, India : Choice International Limited (BSE: 531358, NSE: CHOICEIN), one of the leading financial services companies operating across India (“CIL”, “Choice” or the “Company”), announces its results for quarter ending June 30th, 2025.
Key Financial Highlights
Particulars (Rs. Cr) | Q1 FY26 | Q1 FY25 | YoY | Q4 FY25 | QoQ |
Total Revenue | 237.95 | 205.93 | 15.55% | 255.04 | -6.70% |
EBITDA | 86.80 | 58.23 | 49.06% | 98.29 | -11.69% |
EBITDA Margin (%) | 36.48% | 28.28% | 820 bps | 38.54% | -206 bps |
PAT | 47.96 | 32.00 | 49.88% | 53.52 | -10.39% |
PAT (%) | 20.16% | 15.54% | 462 bps | 20.98% | -82 bps |
Key Business Highlights
- Revenue contribution of 60% from Stock Broking, 24% Advisory and 16% NBFC
- Number of Demat Accounts stood at 11.50L, a growth of 29% YoY
- Client Assets under Stock Broking stood at Rs. 47.8K Cr, a staggering growth of 16% YoY
- AUM for Wealth Products stood at Rs. 4,769 Cr, surge of 443% YoY
- Insurance premium generated of Rs. 76 Cr, an increase of 62% YoY
- Number of policies sold stood at 39,182, a surge of 46% YoY
- Total Loan book for NBFC segment at the end of Q1 FY26 stood at Rs. 745 Cr
- Retail Loan Book for Q1 FY26 stood at Rs. 596 Cr
- Net Non-Performing assets (NNPA) as on 30th June, 2025 is 2.25%
- Advisory segment Order book stood at Rs. 586 Cr
Commenting on the Q1 FY26 performance Mr. Kamal Poddar, Managing Director said:
“Choice has commenced FY26 on a strong footing, building upon the solid momentum of the previous year. This quarter witnessed encouraging progress across all business segments, driven by our focus on operational excellence and a customer-first approach. Notably, our branch footprint expanded to 208 locations from 149 a year ago, underscoring our commitment to strengthening our presence and enhancing accessibility across India.
We also secured Government Advisory mandates worth ₹130 Cr during the quarter, reaffirming our position as a trusted partner in public sector transformation and strengthening our future pipeline. Looking ahead, we see strong potential in Corporate Insurance, backed by a sharper focus and a strengthened team across priority clusters. In Wealth, our strategic thrust on UHNI and corporate clients is expected to drive steady onboarding through the year. On the lending front, we are actively pursuing green finance opportunities—particularly rooftop solar funding—alongside our MSME offerings.
With this steady start, we remain optimistic about the remainder of FY26 and committed to delivering consistent, long-term value for all our stakeholders.”
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