The payments bank is leveraging its digital payments capabilities to serve the nation through infrastructure-linked financial services

Mumbai : Jio Payments Bank Limited (JPBL), a digital-first payments bank and a subsidiary of Jio Financial Services Limited (JFSL), has won a contract to implement the FASTag Automatic Number Plate Recognition (ANPR)-based MLFF toll collection system across two toll plazas – Shahjahanpur and Manoharpura – between Gurugram and Jaipur.


The MLFF tolling system is an advanced electronic toll collection technology that accurately identifies, classifies, and charges vehicles traveling without requiring them to slow down, stop, or use designated toll lanes. It leverages a combination of Radio-Frequency Identification, ANPR, Dedicated Short-Range Communication, and Global Navigation Satellite System technologies to ensure smooth, contactless tolling operations across multiple lanes, thereby reducing congestion and improving commuter convenience.

These plazas were awarded as part of the tender issued by Indian Highways Management Company Limited (IHMCL) for managing toll processing under India’s pilot MLFF project, aimed at enabling seamless, barrier-free vehicular movement on national highways. So far, five MLFF bids have been awarded, of which JPBL has secured two, demonstrating its competitiveness in this space.

Securing the contract to collect and process toll for an MLFF project is a  significant milestone for JPBL, building on the foundation of its FASTag acquisition-based toll processing operations, which commenced in July 2025.  JPBL is already managing toll operations at 11 toll plazas on different highway stretches across the country as an acquirer bank. With the acquisition of toll management rights at these two MLFF road projects, JPBL is well-positioned to play a pivotal role in the country’s evolving infrastructure-linked digital payments landscape.

For its toll management operations across highways, JPBL is exploring synergies with Jio Platforms, leveraging the latter’s robust digital capabilities. As India witnesses a period of rapid physical infrastructure creation, complemented by state-of-the-art digital infrastructure, JPBL is well-positioned to play a catalytic role in this transformation.

Vinod Easwaran, Managing Director & CEO, Jio Payments Bank Limited says: “Our expansion into the tolling ecosystem is a natural progression of our mission to digitise everyday payments and build smart financial infrastructure at scale. This milestone reflects our commitment to delivering seamless, citizen-centric financial services and driving access, efficiency, and inclusion across the country. By leveraging the synergy of digital capabilities with the group ecosystem, we are actively building capabilities to participate in the evolving mobility ecosystem in India.”