Mumbai : Shriram Finance Limited (SFL), the flagship company of the Shriram Group, has announced a revision in interest rates on Fixed Deposits (FDs) across various maturity tenures. The revised rates will be effective from August 5, 2025.
Revised Interest Rates (Effective August 5, 2025)
| Existing Tenor | Revised Tenor | Existing rates p.a. | Revised rates p.a. |
| 12 months | 12 months | 7.35 % | 7.00 % |
| 15 months (Digital Only) | 15 months (Digital Only) | 7.50 % | 7.25 % |
| 18 months | 18 months – 23 months | 7.40 % | 7.15 % |
| 24 months | 24 months – 35 months | 7.50 % | 7.25 % |
| 36 months | 36 months – 60 months | 8.00 % | 7.60 % |
Additional benefits will continue to apply as follows:
- Senior citizens (aged 60 years or above at the time of deposit/renewal) are eligible for an additional interest of 0.50% p.a.
- Women depositors will receive an additional 0.05% p.a.
- Renewals of matured deposits will attract an additional 0.15% p.a.
- For deposits above ₹10 crore, the applicable interest rate may vary from the published card rate but within the cap on Rate of Interest specified by the RBI.
The Fixed Investment Plan (FIP) interest rates are also revised effective August 5, 2025.
| Tenor | Existing rates p.a. | Revised rates p.a. |
| 12 – 23 months | 7.35 % | 7.00 % |
| 24 – 35 months | 7.50 % | 7.25 % |
| 36 – 48 months | 8.00 % | 7.60 % |
Additional benefits will continue to apply as follows:
- Women depositors will receive an additional 0.05% p.a.
- Other terms and conditions of the Fixed Investment Plan (FIP) shall remain unchanged.
The Fixed Deposits are rated “[ICRA]AA+ (Stable)” by ICRA and “IND AA+/Stable” by India Ratings and Research. Deposits will be accepted in multiples of Rs. 1,000/-, subject to a minimum amount of Rs. 5,000/-.
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