The RBI’s decision to maintain a stable rate environment is a welcome move that will bolster consumer confidence and retail credit growth. As a leading consumer finance company, Home Credit India sees this as a particularly positive signal for sectors like consumer durables, where we’ve seen demand consistently grow among aspiring middle-income households. This policy stability aligns perfectly with our mission to provide safe, affordable and inclusive financing solutions to those with little or no credit history. India’s economic resilience and stable inflation outlook give us the confidence to continue supporting the country’s consumption-led growth. 

Vivek Singh, CEO, Home Credit IndiaVivek Singh, CEO, Home Credit India