National : The Board of Directors of Poonawalla Fincorp Limited, a non-deposit taking systemically important NBFC, focusing on consumer and MSME finance, today announced its unaudited financial results for the quarter ending June 30, 2025.

Poonawalla Fincorp registered robust growth in AUM during the period with AUM at ₹41,273 crore, +53.0% YoY. NII grew by 13.6% YoY to ₹768 crore during the quarter.

The Board of Directors, at its meeting held today, approved the raising of funds amounting to ~₹ 1,500 crore via the issuance of equity shares on a preferential basis to the promoter, subject to shareholders’ approval. This strategic move underscores the promoter’s continued confidence in the company’s long-term growth trajectory and will further strengthen the capital base to support its business growth.

Financial highlights for the quarter ended June 30, 2025:

  • Assets Under Management (AUM) stood at ₹41,273 crore, up 53.0% YoY and 15.8% QoQ
  • Secured to Unsecured on-book mix at 57:43
  • AUM Mix: MSME at 36%, Loan against property at 25%, Personal and Consumer finance at 23%, and Pre-owned car finance at 13%
  • Net Interest Income (inc. fees and other income) was ₹768 crore, +13.6% YoY
  • PPoP was ₹325 crore in the quarter due to ongoing investment in new businesses and skew to secured book
  • Stable asset quality: Gross NPA at 1.84%; Net NPA at 0.85%
  • Provision Coverage Ratio at 53.93%
  • Capital Adequacy Ratio was 20.55% (Tier-1 at 19.02%), well above the regulatory requirement of 15%
  • Liquidity buffer stood at ₹4,465 crore as of June 30, 2025

Commenting on the results, Mr. Arvind Kapil, Managing Director and CEO, Poonawalla Fincorp, said,“With credit cost significantly reducing on an overall basis by 53 bps QoQ, a risk-calibrated AUM increase of 15.8% QoQ, and ~Rs.1,500 cr capital infusion on preferential basis by the promoter, strengthens the company and supports its growth plans. Poonawalla Fincorp is well-poised for building a risk-first, sustainable, and profitable model.”