Mumbai: Arohan Financial Services Limited, a technology-enabled non-banking financial company – microfinance institution, has announced a limited-period offer of up to 1.25% interest rate concession on new loans for eligible existing borrowers, effective from October 2, 2026. The initiative aims to help micro-entrepreneurs strengthen their businesses and capitalise on increased demand during the festive season.

As of December 31, 2025, Arohan served ~2 million borrowers through a network of 1,073 branches across 320 districts in 17 states. Its branch network enables the company to maintain a presence across markets and engage with customers in the communities it serves.

For many micro-business owners, the festive season presents an opportunity to increase inventory, meet rising customer demand and improve business turnover. Access to timely credit can play an important role in helping them prepare for this period. Through this offer, Arohan seeks to provide eligible existing borrowers with access to additional credit at a concessional interest rate, enabling them to explore business growth opportunities.

“The festive season presents significant growth opportunities for micro-business owners, who often need additional funds to stock goods and meet rising customer demand. The credit guarantee scheme from DFS, MoF, GoI helped us avail credit guarantee coverage and we are looking forward to sharing the benefits with our customers. Through this initiative, we aim to encourage our eligible existing borrowers to seize these opportunities and grow their businesses,” said Mr Manojkumar N Nambiar, Managing Director, Arohan Financial Services Limited.

Eligible existing borrowers interested in availing themselves of the offer must visit their nearest Arohan branch to check their eligibility, understand the applicable interest rate and loan terms, and complete the necessary formalities. The offer is available for a limited period, and the actual interest rate concession will be determined in accordance with the applicable eligibility criteria and terms and conditions.