- Consolidated Profit after Tax:
1,288 crore (↑ 38% y-o-y)
- Consolidated Revenue1:
16,545 crore (↑ 31% y-o-y)
- Total lending AUM:
2,33,930 crore (↑ 32% y-o-y, ↑ 7% q-o-q)
- Mutual fund quarterly average AUM:
4,41,787 crore (↑ 4% y-o-y)
- Life insurance individual first year premium:
2,342 crore in H1 FY27 (↑ 25% y-o-y)
- Health insurance gross written premium:
4,543 crore in H1 FY27 (↑ 48% y-o-y)
Bangalore: Aditya Birla Capital Limited (“The Company”) announced its financial results for the quarter and half year ended September 30, 2026.
The consolidated revenue1 grew by 31% year-on-year to ₹ 16,545 crore in Q2 FY27. The consolidated profit after tax grew by 38% year-on-year to ₹ 1,288 crore in Q2 FY27. The overall lending AUM (NBFC and HFC) grew by 32% year-on-year and 7% sequentially to
₹ 2,33,930 crore as on September 30, 2026. The total AUM (AMC, life insurance and health insurance) increased 2.2 times year-on-year to ₹ 12,33,619 crore as on September 30, 2026. The life insurance individual first year premium grew by 25% year-on-year to ₹ 2,342 crore in H1 FY27 and health insurance gross written premium grew by 48% year-on-year to ₹ 4,543 crore in H1 FY27.
NBFC Business – Q2 FY27
- Disbursements grew by 12% year-on-year and 17% sequentially to ₹ 24,708 crore
- AUM grew by 26% year-on-year and 5% sequentially to ₹ 1,76,557 crore
- Profit before tax grew by 41% year-on-year and 11% sequentially to ₹ 1,352 crore
- Return on assets increased by 25 bps year-on-year and 6 bps sequentially to 2.45%
- Gross stage 2 and 3 ratio improved by 72 bps year-on-year and 12 bps sequentially to 2.31%
Housing Finance – Q2 FY27
- Disbursements grew by 55% year-on-year and 19% sequentially to ₹ 8,957 crore
- AUM grew by 50% year-on-year and 11% sequentially to ₹ 57,373 crore
- Profit before tax grew by 73% year-on-year and 12% sequentially to ₹ 335 crore
- Return on assets stood at 2.12%
- Gross stage 2 and 3 ratio improved by 45 bps year-on-year and 13 bps sequentially to 0.65%
AMC Business – Q2 FY27
4,41,787 crore
- Equity QAAUM grew by 9% year-on-year to ₹ 2,09,230 crore
- Individual monthly average assets under management grew by 5% year-on-year to
2,17,740 crore
- Profit after tax stood at ₹ 221 crore
Life Insurance Business – H1 FY27
- Individual First Year Premium (FYP) grew by 25% year-on-year to ₹ 2,342 crore
- Group new business premium increased by 90% year-on-year to ₹ 4,232 crore
- Renewal premium grew by 20% year-on-year to ₹ 5,578 crore
- Net value of new business (VNB) margin increased by 447 bps year-on-year to 16.1%
- Absolute net VNB grew by 78% year-on-year to ₹ 424 crore
Health Insurance Business – H1 FY27
- Gross written premium grew by 48% year-on-year to
4,543 crore
- Standalone health insurer market share increased by 70 bps year-on-year to 14.2%
- Combined ratio stood at 107%
The Company continues to strengthen its digital platforms to enable seamless customer onboarding and service delivery. The Company’s D2C platform, ABCD offers a comprehensive portfolio of more than 26 products and services such as payments, loans, insurance, and investments. The platform has witnessed a strong response with about 1.3 crore customer acquisitions as of September 30, 2026.
The comprehensive B2B platform for the MSME ecosystem, Udyog Plus, offers seamless, paperless digital journey for business loans, supply chain financing and a host of other value-added services. It has scaled up significantly with over 24 lakh registrations and reached an AUM of ₹ 7,262 crore as of September 30, 2026.
The Company also continues to expand its physical footprint with a pan-India presence of 1,822 branches across all businesses as of September 30, 2026. The branch expansion is targeted at driving penetration into tier 3 and tier 4 towns and new customer segments.
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