Mumbai : Shriram Finance Limited (SFL), the flagship company of the Shriram Group, has announced a revision in interest rates on Fixed Deposits (FDs) across various maturity tenures. The revised rates will be effective from July 2, 2026.
The Fixed Deposits are rated “CRISIL AAA/Stable” by CRISIL Ratings, “[ICRA]AAA (Stable)” by ICRA, “IND AAA/Stable” by India Ratings and Research, and “CARE AAA/Stable” by CARE Ratings.
Revised Interest Rates (Effective July 2, 2026)
Deposits up to Rs. 10 Crore
| Tenor | Existing Rate p.a. | Revised Rate p.a. |
| 12 months | 6.75% | 6.85% |
| 15 months (Digital Only) | 7.05% | 7.10% |
| 18 months – 23 months | 7.00% | 7.05% |
| 24 months – 35 months | 7.05% | 7.10% |
| 36 months – 60 months | 7.25% | 7.50% |
Additional benefits will continue to apply as follows:
- Senior Citizens (aged 60 years or above at the time of deposit/renewal) are eligible for an additional interest of 0.50% p.a.
- Women depositors will receive an additional 0.05% p.a.
- Renewals of matured deposits will attract an additional 0.15% p.a.
Deposits will be accepted in multiples of Rs. 1,000/-, subject to a minimum amount of Rs. 5,000/-.
Fixed Investment Plan (FIP) — Revised Rates (Effective July 2, 2026)
| Tenor | Existing Rate p.a. | Revised Rate p.a. |
| 12 – 23 months | 6.75% | 6.85% |
| 24 – 35 months | 7.05% | 7.10% |
| 36 – 48 months | 7.25% | 7.50% |
Additional benefits will continue to apply as follows:
- Women depositors will receive an additional 0.05% p.a.
- Other terms and conditions of the Fixed Investment Plan (FIP) shall remain unchanged.
FIP instalment will be accepted in multiples of Rs. 500/- subject to a minimum amount of Rs. 1,000/-.
Leave a Reply