Mumbai: Shriram Finance Limited (SFL), the flagship company of the Shriram Group, has announced a revision in interest rates on Fixed Deposits (FDs) across various maturity tenures. The revised rates will be effective from October 11, 2026.

The Fixed Deposits are rated “CRISIL AAA/Stable” by CRISIL Ratings, “[ICRA]AAA (Stable)” by ICRA, “IND AAA/Stable” by India Ratings and Research, and “CARE AAA/Stable” by CARE Ratings.

Revised Interest Rates (Effective October 11, 2026)

Deposits up to Rs. 10 Crore

Tenor                                      Existing Rate p.a.      Revised Rate p.a.

12 months                                    6.85%                         7.00%

15 months (Digital Only)        7.10%                        7.50%

18 months – 23 months         7.05%                        7.25%

24 months – 35 months         7.10%                       7.50%

36 months – 60 months         7.50%                       7.85%

Additional benefits will continue to apply as follows:

  • Senior Citizens (aged 60 years or above at the time of deposit/renewal) are eligible for an additional interest of 0.50% p.a.
  • Women depositors will receive an additional 0.05% p.a.
  • Renewals of matured deposits will attract an additional 0.15% p.a.

Deposits will be accepted in multiples of Rs. 1,000/-, subject to a minimum amount of Rs. 5,000/-.

Tenor                                     Existing Rate p.a.      Revised Rate p.a.

12 – 23 months                            6.85%                         7.00%

24 – 35 months                            7.10%                         7.50%

36 – 48 months                           7.50%                          7.85%

Fixed Investment Plan (FIP) — Revised Rates (Effective October 11, 2026)

Additional benefits will continue to apply as follows:

  • Women depositors will receive an additional 0.05% p.a.
  • Other terms and conditions of the Fixed Investment Plan (FIP) shall remain unchanged.